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Morfacts Privacy Statement
MORFACTS MORTGAGE CENTER takes its clients’ financial privacy very seriously. During the course of processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history in order to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to process your loan request. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. We collect nonpublic information about you from the following sources: (i) information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income; (ii) information about your transactions with us, our affiliates, or others, such as your payment history or loan balance; and (iii) information we receive from a consumer reporting agency, such as your creditworthiness, credit scores, or credit history. We may disclose nonpublic personal information about you to mortgage bankers to which we refer your file for approval; and to non-financial companies, such as credit reporting, title and escrow. We do not disclose any of your nonpublic information to any other outside entities without your express written authorization. If you have additional questions regarding our privacy policy, please contact your loan officer. |
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